Legal Agreement

Terms & Conditions

These Terms & Conditions govern your access to and use of the 098pkr platform. Please read them carefully before registering or placing any bet. By using 098pkr, you confirm that you have read, understood and agreed to these terms in full.

Last Updated: 1 January 2026
Eligibility & Age

You must be 18 or older — or the higher minimum required by applicable jurisdiction — and legally permitted to gamble where you reside.

One Account Policy

Each player may hold only one registered account. Duplicate accounts are prohibited and may result in account closure and forfeiture of balances.

Bonus Transparency

All promotional bonuses carry wagering requirements. These are stated plainly before acceptance. No hidden rollover conditions or retroactive changes.

Your Responsibility

Users are solely responsible for determining whether using 098pkr is lawful in their own jurisdiction. This is not legal advice.

1. Introduction

These Terms and Conditions (hereinafter "the Agreement" or "Terms") constitute a legally binding agreement between you (hereinafter "the User", "you" or "your") and 098pkr (hereinafter "the Platform", "we", "us" or "our"), governing your access to and use of the website located at https://098pkr.cam and all associated services, products and content offered thereon.

By accessing the Platform, creating an account, making a deposit, placing a wager or otherwise using any feature of 098pkr, you acknowledge that you have read, understood and irrevocably agreed to be bound by these Terms in their entirety. If you do not agree with any part of this Agreement, you must immediately cease using the Platform.

These Terms should be read in conjunction with our Privacy Policy and our Responsible Gambling policy, each of which is incorporated herein by reference and forms part of the overall agreement between you and 098pkr.

Important Notice for Pakistani Users: Pakistan has gambling restrictions, including under the Prevention of Gambling Act, 1977. 098pkr does not claim to be licensed, endorsed or regulated by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan or any provincial authority. Users in Pakistan are solely responsible for understanding and complying with all applicable local laws before participating.

2. Definitions

For the purpose of these Terms, the following definitions shall apply:

  • "Account" means the individual registered user account created by a User on the Platform.
  • "Balance" means the total funds held in a User's Account at any given time, including Real Money Balance and Bonus Balance where applicable.
  • "Bonus Balance" means any promotional credit, free bet credit or bonus amount credited to an Account that is subject to wagering requirements before withdrawal.
  • "KYC" means Know Your Customer — the identity and verification process required before withdrawals or certain account features are made available.
  • "Platform" means the 098pkr website, mobile-optimised site and any associated applications or services.
  • "PKR" means Pakistani Rupee, referenced throughout for contextual familiarity regarding amounts and limits.
  • "Services" means sports betting, live casino, slots, table games, esports, instant games and all other products available on the Platform.
  • "Wagering Requirement" means the total volume of bets a User must place using bonus funds before those funds become eligible for withdrawal.
  • "You" / "User" means any individual who accesses, registers on or uses the Platform.

3. Eligibility & Account Registration

3.1 Age Requirement

The Platform is strictly available to individuals who are aged 18 years or older, or the higher minimum age required by the operator's license jurisdiction or the User's local law, whichever is greater. Proof of age will be requested during the KYC process. Misrepresenting your age to gain access constitutes a serious breach of these Terms.

Age Restriction: Turning 18 does not in itself make gambling lawful in Pakistan. Users must independently verify that their use of this Platform is lawful in their own jurisdiction.

3.2 Jurisdictional Eligibility

You represent and warrant that your use of the Platform is lawful in the jurisdiction in which you reside or access the Platform. It is your sole responsibility to determine this. 098pkr makes no representation that its Services are legally available in Pakistan or any other specific jurisdiction. Access to the Platform from jurisdictions where online gambling is prohibited is done entirely at the User's own risk.

3.3 Account Registration

To access the full range of Services on 098pkr, you must register a personal Account. Registration requires the submission of accurate, complete and current information, including a valid email address, a secure password and such other details as the Platform may request. You agree to maintain the accuracy of this information throughout the duration of your Account.

3.4 One Account Per Person

Each individual is permitted to hold a single Account only. Creating multiple accounts — whether under the same or different personal details — is strictly prohibited. 098pkr reserves the right to close all duplicate accounts, void any associated bets and forfeit all balances in such accounts without prior notice.

3.5 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. You must not share your login details with any third party. Any activity conducted under your Account credentials will be deemed to have been conducted by you. You must notify 098pkr immediately if you suspect unauthorised access to your Account.

4. Account Verification (KYC)

098pkr is required to verify the identity of all users prior to processing withdrawals and may request verification at any other time. The KYC process serves to protect against fraud, money laundering and underage gambling.

4.1 Documents Required

You may be asked to provide one or more of the following:

  • Government-issued photo identification (for Pakistani nationals, this is typically the CNIC — Computerised National Identity Card)
  • Proof of residential address (e.g., a recent utility bill or bank statement issued within the preceding three months)
  • Verification of the payment method used for deposits or withdrawals
  • Any additional documentation deemed necessary by the Platform's compliance team

4.2 Consequences of Non-Verification

Failure to provide satisfactory verification documentation within a reasonable period of a request being made may result in Account suspension, restriction of withdrawal rights or Account closure. 098pkr shall not be liable for any losses arising from a delay or refusal attributable to incomplete verification.

KYC protects you as much as the Platform. Verified accounts benefit from full withdrawal access and a higher level of account security.

5. Terms of Use

5.1 Personal Use Only

The Platform is provided for your personal entertainment only. You may not use 098pkr for any commercial purpose, including operating a betting syndicate, reselling access, or using automated means (bots, scripts, crawlers) to interact with the Platform.

5.2 Accurate Information

You warrant that all information provided to 098pkr, at registration and throughout the life of your Account, is accurate, truthful and not misleading. You must promptly update any information that changes.

5.3 Compliance with Laws

You are responsible for ensuring that your use of the Platform complies with all laws and regulations applicable in your jurisdiction. 098pkr does not and cannot provide legal advice, and the Platform's availability in a given location does not constitute a representation that its use is lawful there.

5.4 Platform Availability

098pkr will use reasonable endeavours to keep the Platform operational and accessible. However, access may be interrupted, suspended or restricted for maintenance, technical reasons or circumstances beyond our control. We make no guarantee of uninterrupted availability.

6. Deposits & Withdrawals

6.1 Deposits

All deposits must be made using payment methods currently available in the Platform's live cashier. Deposits must come from a payment source owned and operated by the Account holder. Third-party deposits are not permitted. Minimum and maximum deposit limits apply and are displayed in the cashier at the time of transaction.

Familiar Pakistan-based payment options — including but not limited to Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — may be referenced for contextual familiarity. However, 098pkr does not represent that any of these payment institutions endorses, permits or is affiliated with gambling activity. Users should verify payment availability in the live cashier and understand that providers may independently restrict gambling-related transactions.

6.2 Withdrawals

Withdrawal requests are subject to: (a) completion of KYC verification; (b) satisfaction of any applicable wagering requirements on bonus balances; (c) no pending or ongoing fraud investigation; and (d) the withdrawal minimum amount as stated in the cashier. Withdrawal processing times are estimates only and are not guaranteed. 098pkr reserves the right to request additional verification documentation before processing any withdrawal.

6.3 Refunds

Deposits are applied to your Account Balance and used to place bets. Refunds of deposits are not available once funds have been wagered. Uncontested non-wagered balances may be refunded subject to KYC completion and applicable fees.

6.4 Currency

Account currency and applicable conversion rates are confirmed during registration and in the cashier. PKR-denominated limits and illustrative figures used across the Platform are for reference purposes and actual figures are confirmed in the cashier.

7. Bonuses & Promotions

7.1 General Bonus Terms

All bonuses and promotional offers made available by 098pkr are subject to specific wagering requirements and eligibility criteria, which will be stated clearly at the time the offer is presented. Bonuses are credited to a separate Bonus Balance and must be wagered in accordance with stated requirements before any associated winnings can be withdrawn as real money.

7.2 Wagering Requirements

Wagering requirements specify the total value of bets that must be placed using bonus funds before they convert to withdrawable real money. For example, a bonus with a 30x wagering requirement means the bonus amount must be bet thirty times in total qualifying wagers before withdrawal is permitted. The specific multiplier applicable to each promotion is stated in the promotion's individual terms.

7.3 Bonus Eligibility

Bonuses are intended for one eligible Account per person, household, IP address and device. Attempting to claim the same bonus multiple times through duplicate accounts is a breach of these Terms and will result in forfeiture of all bonus and associated winnings.

7.4 Modification or Withdrawal of Promotions

098pkr reserves the right to modify, suspend or withdraw any promotional offer at any time without prior notice, subject to any commitments already made to existing participants in an active promotion.

7.5 Illustrative Reward Figures

PKR figures cited in promotional descriptions across the Platform (e.g., VIP tier rewards, referral bonuses, birthday credits) are illustrative examples only unless explicitly confirmed as live offers in the Promotions section of the Platform. They do not constitute guaranteed rewards.

8. Betting Rules

8.1 Bet Acceptance

All bets are subject to acceptance by 098pkr. A bet is confirmed only when a confirmation message is displayed and a transaction ID is issued. 098pkr reserves the right to refuse or void any bet at its discretion, including but not limited to situations where: (a) the bet was placed after a market was closed; (b) there is evidence of system error or incorrect odds; or (c) there are reasonable grounds to suspect fraudulent or suspicious activity.

8.2 Cricket & Sports Markets

Cricket betting markets — including PSL franchise matches, T20 internationals, ICC tournament fixtures and domestic cricket — are subject to specific settlement rules. Settlement is based on official results from the relevant governing body. 098pkr is not affiliated with the PCB, any PSL franchise, the ICC or any sports organisation.

8.3 In-Play Betting

Live/in-play markets are offered at the Platform's discretion and may be suspended or closed at any time without notice. In-play odds update continuously and reflect current match conditions. It is the User's responsibility to confirm the current odds at the time of bet placement.

8.4 Void Bets

A bet may be declared void if: (a) it was placed at clearly erroneous odds; (b) the event was cancelled or postponed beyond the applicable settlement window; (c) the market was settled incorrectly and subsequently corrected; or (d) any other condition specified in the Platform's betting rules applies. Void bets result in the stake being returned to the Account Balance.

8.5 Maximum Winnings

Maximum payout limits apply per bet and per settlement period. These limits are stated in the Platform and may vary by sport, market type and event. Winnings exceeding applicable limits will be reduced to the stated maximum.

9. Responsible Gambling

098pkr is committed to promoting responsible gambling. The Platform provides tools including deposit limits, loss limits, session time reminders, cool-off periods and self-exclusion. These tools are accessible from your account settings at any time.

If you believe you or someone close to you may have a problem with gambling, we strongly encourage you to visit our Responsible Gambling page for guidance, tools and signposting to support resources. Self-exclusion can be activated immediately and is irreversible during the selected exclusion period.

Gambling is intended as entertainment. It involves real financial risk and should never be used as a means of generating income, recovering losses or escaping personal difficulties.

10. Prohibited Conduct

The following conduct is strictly prohibited on 098pkr and will result in immediate Account suspension or closure, forfeiture of balances and, where applicable, reporting to relevant authorities:

  • Providing false, inaccurate or misleading registration or verification information
  • Opening or operating more than one Account
  • Using automated software, bots, scripts or other non-human means to interact with the Platform
  • Engaging in fraudulent, collusive or otherwise dishonest betting activity, including match-fixing or abuse of in-play markets
  • Exploiting system errors, software bugs or incorrect odds for financial gain
  • Abusing promotional offers through duplicate accounts, chargebacks or other manipulative means
  • Using the Platform for any purpose that constitutes money laundering or terrorist financing
  • Allowing or facilitating use of your Account by any third party
  • Any conduct that causes harm to other users, the Platform or third parties
Zero Tolerance: Accounts found engaging in prohibited conduct may be permanently closed. Balances in such accounts may be forfeited in their entirety.

11. Intellectual Property

All content on the Platform — including but not limited to text, graphics, logos, icons, software, game content and interface design — is the proprietary property of 098pkr or its licensed content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal, non-commercial purposes. You may not reproduce, distribute, modify, display, transmit or otherwise exploit any content from the Platform without prior written consent from 098pkr.

12. Limitation of Liability

To the maximum extent permitted by applicable law, 098pkr shall not be liable to you or any third party for any indirect, incidental, special, consequential or punitive loss or damage arising from your use of, or inability to use, the Platform, including but not limited to:

  • Financial losses incurred through gambling on the Platform
  • Loss of data or Account information arising from technical failure, cybersecurity incidents or circumstances beyond our reasonable control
  • Service interruptions, delays or downtime
  • Losses arising from reliance on incorrect odds, errors or omissions on the Platform that are corrected promptly upon discovery

Nothing in these Terms limits 098pkr's liability for fraud, gross negligence or any other matter that cannot be lawfully excluded. All gambling is conducted at your own risk. You acknowledge that gambling involves an inherent risk of financial loss.

13. Privacy & Data

098pkr collects, stores and processes personal data in accordance with its Privacy Policy, which forms part of this Agreement. By registering an Account, you consent to the processing of your personal data as described in the Privacy Policy.

Your data is used exclusively for the purposes of operating your Account, complying with KYC and AML obligations, processing transactions, personalising your experience and communicating platform updates. We do not sell personal data to third parties. You have the right to request access to, correction of or deletion of your personal data, subject to legal retention obligations.

14. Amendments to These Terms

098pkr reserves the right to amend, update or replace these Terms at any time. Material changes will be communicated to registered Users via email or a prominent notice on the Platform at least seven (7) days prior to coming into effect, unless immediate application is required for legal or regulatory reasons.

Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the Platform and may request closure of your Account.

15. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction under which the operator holds its gaming licence, to the extent applicable. Nothing in this clause limits any mandatory consumer protection rights you may have under the laws of your own jurisdiction.

In the event of any dispute arising under these Terms, you should first contact 098pkr's support team to seek informal resolution. If the matter cannot be resolved informally, further dispute resolution procedures as specified in the Platform's applicable licence conditions may apply.

Pakistani users should be aware that the Prevention of Gambling Act, 1977 and other applicable laws may affect the enforceability of portions of this Agreement in Pakistan. This does not constitute legal advice. Seek independent legal counsel if required.

16. Contact Us

If you have any questions, concerns or queries regarding these Terms and Conditions, please contact 098pkr's support team:

Support & Compliance Enquiries

Email: [email protected]

Support is available in English and Urdu. Please include your Account username and a clear description of your query for faster handling.

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